KERALA STATE FINANCIAL ENTERPRISES LTD

Active

KERALA STATE FINANCIAL ENTERPRISES LTD having CIN U65923KL1969SGC002249 is 55 years , 7 month & 2 days old Private Indian Company incorporated on 06 Nov 1969. It is classified as State government company and is registered at ROC Ernakulam. Its authorized share capital is Rs. 1,000,000,000 and its paid up capital is Rs. 1,000,000,000. It's NIC code is 65923 (which is part of its CIN).

As per the NIC code, it is involved in Activities Of Commercial Loan Companies. (Included Are The Activities Of The Company Which Is Carrying On As Its Principal Business Providing Of Loans Or Advances Or Otherwise For Any Activity Other Than Its Own) . KERALA STATE FINANCIAL ENTERPRISES LTD Annual General Meeting (AGM) was last held on N/A and as per records from Ministry of Corporate Affairs (MCA), its balance sheet was last filed on 09-28-2023. Directors of KERALA STATE FINANCIAL ENTERPRISES LTD are Joseph Thomas Veliparambil and Manoj Krishnankutty.

KERALA STATE FINANCIAL ENTERPRISES LTD ' Corporate Identification Number (CIN) is U65923KL1969SGC002249 and its registration number is 002249. Users may contact KERALA STATE FINANCIAL ENTERPRISES LTD on its Email address - cs@ksfe.com Registered address of KERALA STATE FINANCIAL ENTERPRISES LTD is P B NO 510BHADRATHA MUSEUM ROAD,THRISSUR,Kerala,India-680020. Current status of KERALA STATE FINANCIAL ENTERPRISES LTD is - Active.

Key Indicators

Authorised Capital

1,000,000,000

as on 08/06/2025

Paid Up Capital

1,000,000,000

as on 08/06/2025

Company Age

55 Year, 7 Months

Last Filing with ROC

1 Year, 8 Months

CIN	U65923KL1969SGC002249
Company Status	Active
Registration Number	002249
Date of Incorporation	11/06/1969
RoC	ROC Ernakulam
Company Age	55 years & 228 days
Authorized Capital	₹ 1000000000
Paid-up capital	₹ 1000000000
Company Category	Company limited by shares
Company Sub-Category	State government company
Class of company	Private
Activity	Activities Of Commercial Loan Companies. (Included Are The Activities Of The Company Which Is Carrying On As Its Principal Business Providing Of Loans Or Advances Or Otherwise For Any Activity Other Than Its Own)
Listing status	Unlisted
Date of Last Annual General Meeting	31-03-2023
Date of Latest Balance Sheet	31-03-2018

Contact

Email ID	cs@ksfe.com
Address	PB NO 510 ,BHADRATHA , MUSEUM ROAD THRISSUR THRISSUR Kerala India 680020
Website	ksfe.com
Contact Number	+91*******

Location on Map

Director

Designation	Name	Date OF Appointment	DIN	PAN	Tenure
Director	GOVINDAN PALLIKAPPIL	08/25/2022	09760264	*****5628B	2 years
Director	VIJAYA KUMAR THONDIERYIL CHALIL	11/10/2016	07830996	*****0480K	8 years
Director	INBASEKAR KALIMUTHU	03/30/2020	08763898	*****0912F	5 years
Director	VELLAT PADI SUBRAMANIAN	03/18/2023	08719925	*****1475M	2 years
Director	PREETHA SUKUMARAN NAIR	04/04/2023	07553746		2 years
Director	. VARADARAJAN	12/06/2021	08157496	*****0003H	3 years
Director	UDINIPARAMBIL POULOSE JOSEPH	08/25/2022	09762944	*****1209R	2 years
Director	RAGHAVAN CHANDROTH MUNDAYADAN	08/25/2022	09760288	*****2419D	2 years
Director	SANIL SUDHAKARAN NAIR KAMALA	04/27/2023	09811727	*****6962Q	2 years
Director	REJI ZACHARIAH	11/10/2016	07682321	*****6447R	8 years
Director	RAMANALUKKAL SHAH MOHAMMED	11/10/2016	07682220	*****6865R	8 years
Director	CHANDRASEKHARAN PILLAI PARAMESWARA KURUP	11/10/2016	01529128	*****5287R	8 years
Director	VRINDAVAN KRISHNA MENON PRASAD	11/10/2016	07684063	*****5261H	8 years
Director	NARAYANA DELAMPADY	11/10/2016	07676641	*****8456C	8 years
Director	KARAMVALAPPIL NANOO GANGADHARAN	11/10/2016	07669831	*****9942K	8 years
Director	UNNIKRISHNAN POTHERI VASUDEVAN	12/26/2016	07712745	*****8773C	8 years
Director	ANANDAKUTTAN PADMANABHAN KOCHUPAPPU VAIDYAR	02/17/2020	07682225	*****7170P	5 years
Director	RAJAGOPAL REMESACHANDRAN NAIR	07/24/2020	07645044	*****3971A	4 years
Director	SINI JALEELA SHUKOOR	07/22/2021	09374145	*****6696J	3 years
Director	SASIKUMAR KUMARAN	08/25/2022	09740253	*****1772L	2 years
Director	THENENCHERY NARENDRAN	08/25/2022	09760354	*****8297Q	2 years
Director	JOSEPH THOMAS VELIPARAMBIL	08/25/2022	07044562	*****6404E	2 years
Director	SREEDHANYA SURESH	02/08/2024	10496168	*****5030N	1 years
Director	RUDRAMUNI DODDERI MEGHASHREE	09/25/2023	10237304	*****4653F	1 years
Director	MANOJ KRISHNANKUTTY	10/06/2023	10340522	*****3516B	1 years

Companies connected through Directors

Name	Status	Paid Up Capital	Common Directors	Address
KERALA STATE DEVELOPMENT CORPN FOR SCHEDULED CASTES AND S	Active	2,73,89,11,100.00	1	Kerala
NORKA-ROOTS (SEC 25 COMPANY)	Active	1,52,00,000.00	2	Kerala
KERALA URBAN AND RURAL DEVELOPMENT FINANCE CORPORATION LIMITED	Active	6,20,00,000.00	1	Kerala
THE KERALA CERAMICS LTD	Active	4,94,04,940.00	1	Kerala
KERALA STATE HORTICULTURAL PRODUCTS DEVELOPMENT CORPORATION LIMITED	Active	7,72,66,000.00	2	Kerala

Charges on assets

Others

No. of Loans: 25

Total Amount: 93,000,450,000.00 cr

Canara Bank

No. of Loans: 9

Total Amount: 47,500,000,000.00 cr

Indian Overseas Bank

No. of Loans: 1

Total Amount: 5,000,000,000.00 cr

HDFC BANK LIMITED

No. of Loans: 1

Total Amount: 1,050,000,000.00 cr

State Bank of India

No. of Loans: 1

Total Amount: 5,000,000,000.00 cr

DHANLAXMI BANK LIMITED

No. of Loans: 3

Total Amount: 3,300,000,000.00 cr

THE SOUTH INDIAN BANK LIMITED

No. of Loans: 5

Total Amount: 8,150,000,000.00 cr

THE CATHOLIC SYRIAN BANK LTD

No. of Loans: 1

Total Amount: 800,000,000.00 cr

Charge Holder	Branch	Amount	Date of creation	Modification	Satisfaction	Status
Others		1,200,000,000	29 Jun, 2024	-	-	Open
Canara Bank	Circle Office Building, 2nd Floor , Spenser Junction , M G Road, Trivandrum	5,000,000,000	31 May, 2024	-	-	Open
Canara Bank		5,000,000,000	28 Nov, 2023	-	03 Jun, 2024	Closed
Others	Thrissur	1,500,000,000	09 Aug, 2023	-	-	Open
Indian Overseas Bank	Alappuzha	5,000,000,000	14 Aug, 2023	15 Nov, 2023	-	Open
Others	3RD FLOOR 4, MG ROAD TRINITY CIRCLE	1,000,000,000	08 Dec, 2022	-	01 Nov, 2023	Closed
HDFC BANK LIMITED	LOWER PAREL W	1,050,000,000	17 Sep, 2022	-	-	Open
Others	ROUND NORTH	3,000,000,000	23 Feb, 2022	-	04 Nov, 2022	Closed
State Bank of India	Ernakulam	5,000,000,000	15 Nov, 2021	01 Mar, 2024	-	Open
Others	PERINCHERY BUILDING- ROUND NORTH	3,500,000,000	14 Feb, 2020	-	21 Mar, 2022	Closed
Others	PERINCHERY BUILDING- ROUND NORTH	1,500,000,000	23 Mar, 2020	-	21 Mar, 2022	Closed
Others	Durbar Hall Rd,	20,000,000,000	24 Jun, 2021	28 Mar, 2023	-	Open
Others	TRIVANDRUM	3,000,000,000	26 Mar, 2021	-	24 Sep, 2021	Closed
DHANLAXMI BANK LIMITED	PARAMEKKAVU DEVASWOM BUILDING, ROUND SOUTH	1,300,000,000	13 Nov, 2020	08 Nov, 2021	-	Open
Others	TRIVANDRUM	5,000,000,000	30 Nov, 2019	-	30 May, 2020	Closed
DHANLAXMI BANK LIMITED	PARAMEKKAVU DEVASWOM BUILDING, ROUND SOUTH	1,000,000,000	24 Oct, 2019	-	19 Nov, 2020	Closed
Canara Bank	Shenoy Chamber No 40 2363, Shanmugam Road,	5,000,000,000	17 Sep, 2019	-	18 Apr, 2020	Closed
Canara Bank	Shenoy Chamber No 40 2363, Shanmugam Road,	5,000,000,000	24 Sep, 2019	-	18 Apr, 2020	Closed
Canara Bank	Shenoy Chamber No 40 2363, Shanmugam Road,	5,000,000,000	18 Mar, 2019	-	24 Sep, 2019	Closed
Others	Swaraj Round North	2,000,000,000	20 Feb, 2019	-	01 Jun, 2020	Closed
Others	Swaraj Round North	1,000,000,000	20 Feb, 2019	-	01 Jun, 2020	Closed
Canara Bank	Shenoy Chamber No 40 2363, Shanmugam Road,	5,000,000,000	24 May, 2018	-	21 Aug, 2019	Closed
Canara Bank	Shenoy Chamber No 40 2363, Shanmugam Road,	5,000,000,000	14 Jun, 2018	-	21 Aug, 2019	Closed
Canara Bank	SHANMUGHAM ROAD, MARINE DRIVE	2,500,000,000	29 Dec, 2017	-	04 Apr, 2018	Closed
Others	TRIVANDRUM	5,000,000,000	22 Sep, 2017	-	28 Nov, 2018	Closed
Others	ROUND NORTH	3,500,000,000	22 Aug, 2017	-	10 Jun, 2019	Closed
DHANLAXMI BANK LIMITED	PARAMEKKAVU DEVASWOM BUILDING, ROUND SOUTH	1,000,000,000	21 Aug, 2017	13 Dec, 2017	03 Nov, 2018	Closed
Others	ROUND SOUTH	2,000,000,000	21 Aug, 2017	-	01 Jun, 2018	Closed
THE SOUTH INDIAN BANK LIMITED	ALKA BUILDING, ROUND NORTH	500,000,000	03 May, 2016	-	01 Feb, 2017	Closed
Others	S T Nagar, T B Road, Mission Quarters,	500,000,000	29 Mar, 2019	-	01 Jun, 2020	Closed
Others	ROUND NORTH	1,500,000,000	08 Jan, 2015	19 Dec, 2016	03 Jan, 2018	Closed
THE SOUTH INDIAN BANK LIMITED	ALKA BUILDING, ROUND NORTH	5,000,000,000	14 Jun, 2021	-	-	Open
Others	ERSTWHILE VIJAYA BANK HO BUILDING	5,000,000,000	25 Jun, 2021	-	01 Nov, 2023	Closed
Others	TRIVANDRUM	4,500,000,000	30 Nov, 2020	-	28 Jun, 2021	Closed
Others	VIJAYA BANK HO BUILDING	10,000,000,000	22 Sep, 2020	-	01 Nov, 2023	Closed
Others	TRIVANDRUM	5,000,000,000	22 May, 2020	-	04 Dec, 2020	Closed
Canara Bank	Shenoy Chamber No 40 2363, Shanmugam Road,	10,000,000,000	27 Mar, 2020	-	21 Oct, 2020	Closed
Others	T B Road, Mission Quarters	3,500,000,000	22 May, 2020	-	-	Open
Others	TRIVANDRUM	4,500,000,000	22 May, 2020	-	27 Nov, 2020	Closed
Others	TRIVANDRUM	5,000,000,000	30 Nov, 2018	-	29 Nov, 2019	Closed
THE CATHOLIC SYRIAN BANK LTD	ST. MARY'S COLLEGE ROAD	800,000,000	29 Aug, 2017	-	17 Sep, 2018	Closed
Others	ROUND SOUTH	300,000,000	29 Dec, 2017	-	02 Jan, 2019	Closed
THE SOUTH INDIAN BANK LIMITED	ALKA BUILDING, ROUND NORTH	250,000,000	06 Feb, 2015	-	01 Feb, 2017	Closed
THE SOUTH INDIAN BANK LIMITED	ALKA BUILDING, ROUND NORTH	1,450,000,000	06 Sep, 2016	-	05 Jul, 2017	Closed
Others	IRIKKUR P O	450,000	08 May, 2017	-	-	Open
THE SOUTH INDIAN BANK LIMITED	ALKA BUILDING, ROUND NORTH	950,000,000	19 Aug, 2015	-	01 Feb, 2017	Closed

Registered Details

CIN

U65923KL1969SGC002249

PAN

U65923KL1969SGC002249

Incorporation

1 years , 8 month

Company Email

cs@ksfe.com

Paid up Capital

₹ 1,000,000,000

Authorised Capital

₹ 1,000,000,000

Type

Private State government company

* There is the date provided by MCA, but availability for this year is not guaranteed.

Industry

Activities Of Commercial Loan Companies. (Included Are The Activities Of The Company Which Is Carrying On As Its Principal Business Providing Of Loans Or Advances Or Otherwise For Any Activity Other Than Its Own)

Key Metrics

** All rupee values in INR crores. Based on March 2024 numbers.

Sales

9.29%

₹ 140,987.4

EBITDA

29%

₹ 135,987.4

Net Profit

29%

₹ 135,987.4

Networth

29%

₹ 135,987.4

Borrowings

9.29%

₹ 140,987.4

Assets

9.29%

₹ 140,987.4

Gross Margin

9.29%

₹ 140,987.4

Operating Margin

29%

₹ 135,987.4

Net Profit Margin

29%

₹ 135,987.4

Return on Equity

29%

₹ 135,987.4

ROCE

9.29%

₹ 140,987.4

Debt to Equity

9.29%

₹ 140,987.4

Financial Highlights

** All numbers in INR crores

	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Sales
Operating profit
Net profit
Gross margin
Operating margin
Net margin
Networth
Borrowings
Assets
Debt to equity
Current ratio
ROE
Days payable
WC days

Balance Sheet

**** All numbers in INR crores

	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
EQUITY AND LIABILITIES
(1) Shareholders‘ funds +
(a) Share capita
(b) Reserves and surplus
(c) Money received against share warrants
(2) Share application money pending allotment
(3) Non-current liabilities +
(a) Long-term borrowings
(b) Deferred tax liabilities (Net)
(c) Other Long-term liabilities
(d) Long-term provisions
(4) Current liabilities +
(a) Short-term borrowings
(b) Trade payables
(A) total outstanding dues of micro enterprises and small enterprises; and
(B) total outstanding dues of creditors other than micro enterprises and small enterprises.
(c) Other current liabilities
(d) Short-term provisions
Total
ASSETS
Non-current assets +
(a) [Property, Plant and Equipment]
(i) Tangible assets
(ii) Intangible assets
(iii)Capital work-in-progress
(iv) Intangible assets under development
(b) Non-current investments
(c) Deferred tax assets (net)
(d) Long-term loans and advances
(e) Other non-current assets
(2) Current assets +
(a) Current investments
(b) Inventories
(c) Trade receivables
(d) Cash and cash equivalents
(e) Short-term loans and advances
(f) Other current assets
Total assets

	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
EQUITY AND LIABILITIES
(1) Shareholders‘ funds +
(a) Share capita
(b) Reserves and surplus
(c) Money received against share warrants
(2) Share application money pending allotment
(3) Non-current liabilities +
(a) Long-term borrowings
(b) Deferred tax liabilities (Net)
(c) Other Long-term liabilities
(d) Long-term provisions
(4) Current liabilities +
(a) Short-term borrowings
(b) Trade payables
(A) total outstanding dues of micro enterprises and small enterprises; and
(B) total outstanding dues of creditors other than micro enterprises and small enterprises.
(c) Other current liabilities
(d) Short-term provisions
Total
ASSETS
Non-current assets +
(a) [Property, Plant and Equipment]
(i) Tangible assets
(ii) Intangible assets
(iii)Capital work-in-progress
(iv) Intangible assets under development
(b) Non-current investments
(c) Deferred tax assets (net)
(d) Long-term loans and advances
(e) Other non-current assets
(2) Current assets +
(a) Current investments
(b) Inventories
(c) Trade receivables
(d) Cash and cash equivalents
(e) Short-term loans and advances
(f) Other current assets
Total assets

Profit & Loss

**** All numbers in INR crores

	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
I.Revenue from operations
II. Other income
III.Total Revenue (I + II)
IV.Expenses +
(1)Cost of materials consumed
(2)Purchases of Stock-in-Trade
(3)Changes in inventories of finished goods work-in-progress and
(4)Stock-in-Trade
(5)Employee benefits expense
(6)Finance costs
(7)Depreciation and amortisation expense
(8)Other expenses
(9)Total expenses
VProfit before exceptional and extraordinary items and tax (III - IV)
VIExceptional items
VII.Profit before extraordinary items and tax (V - VI)
VIII.Extraordinary items
IX.Profit before tax (VII- VIII)
X. Tax expense: +
(1)Current tax
(2)Deferred tax
XI.Profit (Loss) for the period from continuing operations (VII-VIII)
XII.Profit/(loss) from discontinuing operations
XIII.Tax expense of discontinuing operations
XIV.Profit/(loss) from Discontinuing operations (after tax) (XII-XIII)
XV.Profit (Loss) for the period (XI + XIV)
XVI.Earnings per equity share: +
(1) Basic
(2)Diluted

Precentage of total incomex
Sales +
Sales growth %
Expenses +
Cost of services
Employee benefits expense
Other costs
Operating profit +
Operating margin %
Other income
Interest
Depreciation
Exceptional items
Profit before tax
Tax
Profit - disc. ops
Net profit
Net margin %

Ratio

** All numbers in INR crores


Solvency +
Total Debt/Equity
Net Debt/Equity
Total Debt/Assets
Total Assets/Equity
Liquidity +
Current Ratio
Quick Ratio
Interest Coverage
Performance
Gross Margin
Operating Margin
Net Margin
Return +
Return on Equity
Pre-tax ROCE
Return on Assets
Pre-tax ROIC
Efficiency +
Days Payable
Days Inventory
Days Receivable
Fixed Asset Turnover
Total Asset Turnover
Working Capital
Cash Conversion Cycle
Working Capital Days

Subsidiaries, Associate Companies & Join Ventures of Kerala State Financial Enterprises Ltd

Company Identifier	Name	Percentage of Shares Held

Fund Raising Activity of Kerala State Financial Enterprises Ltd

Date of Allotment	Securities Alloted	Terms	Number of Securities	Nominal Amount	Premium Amount Due & Payable	Premium Amount Paid	Total Discount	Amount to be Paid on Calls (Excluding Premium)	Attachments

Board Meetings of Kerala State Financial Enterprises Ltd

Date of Filing	Date of Dispatch of Notice	Date of Passing Resolution	Section (Companies Act 2013)	Section (Companies Act 1956)	Subject Matter of Resolution	Resolution Agreed By	Resolution Type	Additional Documents

Auditors of Kerala State Financial Enterprises Ltd

Financial Year	Name of Auditor or Firm	PAN of Auditor or Firm	Membership Number / Registration Number	Name of Auditor Signing Report	Membership Number of Auditor Signing Report

Outstanding Payments to Micro & Small Enterprises

Filing Type	As On	Amount Due to MSME	Current Liabilities	Ratio to Current Liabilities	Reasons for Delay

Investor Complaints & Serious Complaints About Kerala State Financial Enterprises Ltd

Director Complain

Date	DIN	Cessation Date	Cessation Reason	Complaint

Serious Complaints

Date	Complaint	Other

Investor Complaints & Other Complaints

Date	Complaint Type	Complaint Sub Type	Particulars of Secutiries	Period	Complaint	Other Details

Prosecution Details of Kerala State Financial Enterprises Ltd

S.No.	Defaulting Entities	Court Name	Prosecution Section	Date of Order	Status

FAQs- Kerala State Financial Enterprises Ltd

What is KERALA STATE FINANCIAL ENTERPRISES LTD ?

KERALA STATE FINANCIAL ENTERPRISES LTD having CIN U65923KL1969SGC002249 is 1 years , 8 month old Private Indian Company incorporated with MCA on 06 Oct 2023. KERALA STATE FINANCIAL ENTERPRISES LTD is listed in the class of Private Indian Company and classified as State government company. This company is registered at Registrar of Companies(ROC), ROC Ernakulam with an Authorized Share Capital of 1,000,000,000 and paid-up capital is 1,000,000,000.

What is the CIN of KERALA STATE FINANCIAL ENTERPRISES LTD?

CIN of KERALA STATE FINANCIAL ENTERPRISES LTD is U65923KL1969SGC002249.

Where is KERALA STATE FINANCIAL ENTERPRISES LTD located?

Address of KERALA STATE FINANCIAL ENTERPRISES LTD is P b no 510bhadratha museum road,thrissur,kerala,india-680020,.

Who are the directors of KERALA STATE FINANCIAL ENTERPRISES LTD ?

The company has 32 directors/key management personnel Govindan Pallikappil,vijaya Kumar Chalil,inbasekar Kalimuthu,vellat Subramanian,preetha Nair,. Varadarajan,emil Alex,udiniparambil Joseph,raghavan Mundayadan,sanil Kamala,. .,. .,reji Zachariah,ramanalukkal Mohammed,chandrasekharan Pillai Parameswara Kurup,vrindavan Prasad,narayana Delampady,karamvalappil Gangadharan,unnikrishnan Vasudevan,anandakuttan Kochupappu Vaidyar,rajagopal Nair,sini Shukoor,sasikumar Kumaran,thenenchery Narendran,joseph Veliparambil,sanil Kamala,vellat Subramanian,preetha Nair,sreedhanya Suresh,rudramuni Meghashree,manoj Krishnankutty,u65923kl1969sgc002249 U65923kl1969sgc002249,

What is the contact details of KERALA STATE FINANCIAL ENTERPRISES LTD ?

Email : cs@ksfe.com
Address : PB NO 510 ,BHADRATHA , MUSEUM ROAD THRISSUR THRISSUR Kerala India 680020

What does KERALA STATE FINANCIAL ENTERPRISES LTD do?

KERALA STATE FINANCIAL ENTERPRISES LTD is involved in activities such as Computer programming, consultancy and related activities

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